Loans Made Simple™

Personal loans from $5,000 to $100,000

Rates as low as 5.99% APR*

Checking rates will not affect your credit score.

Friendly, understanding, and gave me options for me to pick and see which was the best. I recommended using them.

Jonathan L.

5-star Trustpilot review

5 Star Rating

How To Easily Apply

Our quick personal loan application gets you started with no effect to credit score. Here's how our loan process works.


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Select Your Loan Amount

Apply in minutes with no effect to credit score.

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Compare Your Options

Review your loan options sent through our secure system.

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Accept and Sign

Accept the terms and sign your documents electronically.

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Get Your Money

Your funds are sent direct deposit straight to your bank account in as little as 24 hours!

Checking rates will not affect your credit score.

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We Help Thousands

5K+

Served Last Month🎉

Why choose Credit Direct?

1

It's Quick

Complete the short web form and get your results in minutes!

2

It's Simple

Simplify your life with one easy monthly payment and a single FIXED RATE.

3

It's Secure

The entire process occurs over a secure, encrypted network so you can relax.

Discover our offers and get the funds you need today.

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How long will it take to get my loan?

In most cases, you’ll receive your funds in just 24 to 72 hours via direct deposit to your bank account after your application is approved and completed.

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Do you sell my information to other companies?

We take your online security and privacy seriously. We do not sell any personal information to third parties. You can learn more by reading our Privacy Policy.

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What is the minimum credit score?

There is no minimum credit score requirement to apply. In fact, we look at more than just credit scores when qualifying individuals for a loan to include other factors that indicate your ability to pay back the loan giving you a better chance at approval.

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Find the right loan for you today.

It only takes minutes to apply for a loan with Credit Direct

Apply online to check offers in minutes with no effect to credit score. We make it simple to get you the personal loan you need.

View your personalized options

In just a few short steps you'll receive your personalized loan options that meet your needs.

Checking rates will not affect your credit score.