Our super easy personal loan application gets you started with no effect to credit score. Here's how our loan process works.
Apply in minutes with no effect to credit score.
Accept the terms and sign your documents electronically.
Review your loan options sent through our secure system.
Your funds are sent direct deposit straight to your bank account in as little as 24 hours!
We Help Thousands
Why get a loan through us?
It's Quick
Complete the short web form and get your results in minutes! Everything happens over a secure, encrypted line, so you can relax and leave the next step to us.
It's Simple
Simplify your life with one easy monthly payment and a single FIXED RATE.
It's Secure
Get your results in minutes and get your loan funded in just a few days.
Discover our offers and get the funds you need today.
How long will it take to get my loan?
In most cases, you’ll receive your funds in just 24 to 72 hours via direct deposit to your bank account after your application is approved and completed.
Get Started
How much does it cost?
Other than the interest paid on the loan, we don’t charge any hidden fees. You just have one monthly payment for the length of your loan.
Get Started
What is the minimum credit score?
There is no minimum credit score requirement to apply. In fact, we look at more than just credit scores when qualifying individuals for a loan to include other factors that indicate your ability to pay back the loan giving you a better chance at approval.
Get StartedIt only takes minutes to apply for a loan with Credit Direct
Apply online to check offers in minutes with no effect to credit score. We make it simple to get you the personal loan you need.
View your personalized options
In just a few short steps you'll receive your personalized loan options that meet your needs.
